Sources of Compensation in the Event of Workplace Injuries

Posted by on Jan 3, 2015 in Workers' Compensation | 0 comments

The initial count for fatal work injuries for 2013, based on records from the Census of Fatal Occupational Injuries (CFOI) of the US Department of Labor’s Bureau of Labor Statistics, is 4,405; 25% lower than in 2012, which totaled to 4,628. The total numbers of non-fatal work-related illnesses and injuries, though, as recorded by the Survey of Occupational Injuries and Illnesses (SOII), were close to 3 million each.

The numbers above point only to private-sector industries, majority of which occurring in construction and industrial working environments. The rest of the count happened in offices, which are thought to be safe and accident-free settings.

The U.S. Department of Labor says that the following are the top causes of injuries in the workplace:

  • Overexertion – caused by carrying, lifting, pushing or pulling heavy objects.
  • Slipping/Tripping – due to wet floors or tripping hazards: this is the second major cause of workplace injuries.
  • Falling from heights – falling from ladders, stairs, roofs, or from any higher area.
  • Bodily reaction during slips or trips but without falling.
  • Getting hit by falling objects.
  • Being struck by an object
  • Bumping against or running into a glass window, a glass door, a wall, cabinet or a chair.
  • Road accident – for those whose work requires driving or traveling.
  • Machine entanglement – an accident that usually happens in industrial sites.
  • Repetitive motion – includes back pain and carpal tunnel syndrome, especially those who use a computer or a typewriter regularly.
  • Violent acts – due to arguments or office politics.

The law firm Robert Wilson & Associates says on its website that a workplace injury can cause a significant financial burden to the victim and his/her family. This is why the financial benefits provided by the Workers’ Compensation Insurance program, which was required of certain employers since the early 20th century, is essential due to the major financial assistance that it can provide injured worker. This insurance benefit is intended to cover costly medical treatment, lost wages due to inability to work (especially if the injury leads to disability), rehabilitation and death.

The complexity of the procedures relating to workers’ compensation causes many claims to be denied due to reasons that leave applicants confused. With the help of a highly-skilled workers’ compensation lawyer, however, the injured worker can be spared from the complexities of the law as well as from the denial of his/her claims application.

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