Posts by Tim K.

Talking to a Friend with Financial Problems

Posted by on Jun 29, 2018 in Bankruptcy Law | 0 comments

One of my closest friends recently approached me with a problem. I knew he had had some health issues in the past, so I expected that something might have come up regarding his health. Also, his parents were getting older, so I was cautiously expecting the worst. He walked up to me and hesitantly told me that he was having some serious financial problems. He did not ask me for any money. He did not ask me for any help. I think he just wanted someone to talk to, and as a close friend, I was very happy to listen.

As this article explains, financial troubles are extremely difficult for those involved, like my friend, because individuals in debt are often hounded by creditors. My friend, particularly, told me how this one person he owed money to would not stop calling. He said he called him almost every single day looking for his money, and sometimes, he would show up knocking on my friend’s door. Of course, my friend was doing all he could to get the money, but this guy continued to pursue. It was unfair, and unjust, especially considering my friend’s medical history. His past medical complications have caused him to accumulate a lot of debt, but of course, this reckless creditor did not care about that nor my friend’s health. What he only cared about the money was owed.

I was worried that this harassing creditor might go out in public and tarnish my friend’s good name. Again, this sort of misconduct was unacceptable and morally reprehensible. Like my friend, people in debt are in a vulnerable and stressed state. It is unfair to have harassing creditors constantly on your back for money. It’s even worse if these same creditors go out and injure your reputation, or if they cause harm to your credit score.

The last thing someone going through financial troubles needs is to have a worse credit score caused by the conduct of a harassing creditor. For those who don’t know, the lower your credit score, the less likely lenders are going to lend you money. Also along the lines of borrowing, a better credit score means that you may get a better interest rate on a loan. Moreover, the worse your credit score, the higher your initial deposit might be for things like an apartment or cable service. The point is, if you are already in a tough financial situation, having a bad credit score can be especially damning.

I’m glad my friend chose to tell me about his tough financial situation. I’m even gladder he told me about this harassing guy that he owed money. I could tell by the look on my friend’s face that simply telling me about his situation made himself feel so much better.

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Bikers Should Change Their Image

Posted by on Sep 23, 2017 in Motor Accidents, Motorcycle Accident Attorneys | 0 comments

It’s perhaps the oldest stereotype in the world about bikers that they are risk takers. Sometimes they’re rebels, sometimes tough guys, and sometimes just free spirits, but it’s always assumed that the guy or girl on the bike is some sort of daredevil. Perhaps that makes Even Knievel the patron saint of the motorcycle stereotype. To non-bikers, the assumption is we’re all on our way to jump through flaming hoops and try to fly over a row of buses lined up, probably also on fire.

That isn’t really true, though. Like many groups, the stereotype really only gets at the surface of the truth. Motorcyclists are attracted to the freedom their bikes offer them, no doubt, but that doesn’t mean they’re necessarily all swashbuckling risk takers or stuntmen waiting for an audience to perform their next daring trick.

The real truth is that motorcyclists are, on the whole, a very careful lot, who have respect for the power and the risks associated with the machines they ride. Bikers may seem carefree when they whiz by you in traffic, but they are all too aware of their speed and are focused on keeping control, often much more so than the drivers in their cars watching them pass.

This stereotype is in many ways quite harmful. It leads to bikers being blamed for accidents they didn’t cause. Did you know, for instance, that 42 percent of all motorcycle accidents happen because the driver of the other vehicle turns left without noticing the guy on the bike?

Imagine how many of those bikers were found liable just because of the stereotypes running against them.

Perhaps what we need to do is change the stereotype. As much as we all like that rebellious stereotype, we all know most bikers aren’t part of a biker gang or part of a stunt crew. Instead, most of us are professionals, parents, students, and otherwise docile and respectable members of society.

What we need is to make that at least part of the image associated with the biker. Not just a guy clad all in leather but a guy who has a business suit on underneath, a guy rushing home to get to his kid’s ball game. If more people saw that side of bikers, we might see more attentiveness to our presence on the road, and we might see fewer cases going against us when there is an accident.

One thing we can be sure of, motorcycle accidents are no joke, and it’s not worth the possibility of getting hurt just to maintain the rugged image that Hollywood and others have mocked up for us. We’re just as deserving of safety on the road as anyone else, and if people saw us more like themselves (just a little cooler), we’d be sure of getting that safety.

I personally think the tradeoff would be worth it.

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Ways of Extracting Weld Fumes

Posted by on Jun 23, 2017 in Clean Air Solutions | 0 comments

Some of the most dangerous airborne contaminants in manufacturing facilities are produced by weld fumes, and weld fumes still become much more dangerous when metallic particulates mix with these. Due to the less than the micrometer sizes of these metallic particulates, these can easily be inhaled and absorbed into the body, and move through the lungs and into the bloodstream faster.

Effects of exposure to weld fumes include, and usually start with, irritation of the eyes, nose and throat. More serious than these, however, is “metal fume fever,” which is caused by prolonged exposure to weld fumes. Besides this “metal fume fever,” which involves flu-like symptoms, exposure to weld fumes can also cause stomach ulcers and damage to the kidney and the nervous system. Exposure to weld fumes that contain toxic metals, such as hexavalent chromium or manganese, is most dangerous, though as this can result to more serious diseases. Manganese, in particular, can cause manganism, a neurological condition that is similar to Parkinson’s disease; hexavalent chromium, which is a known carcinogen, on the other hand, can cause cancer.

The Occupational Safety and Health Administration (OSHA) is the agency assigned to regulate exposure to inhalable metallic particulates, especially in welding facilities. To control the presence of these harmful particulates to tolerable level, OSHA has set what is called the “permissible exposure limits” (PELs) in order to protect workers’ health. Manufacturers who fail to comply with the PELs regulation face the risk of fines, lawsuits and reputational harm.

In the website of RoboVent, it is explained that welding fume extraction may be effectively and efficiently accomplished in a number of ways. The only question manufacturers need to answer is which method is right for them, considering their facility’s available space, layout and the amount of dust and contaminants generated.

Ways of extracting weld fumes include:

  • Portable Weld Fume Smoke Extraction. These are self-contained systems that enable workers to capture weld fumes from any location. When production lines or welding cells must remain flexible, these systems safeguard workers, no matter the situation.
  • Use of source capture weld fume extraction equipment. There are different types of these, including: (i) the Backdraft Hoods, which sucks smoke away from the source at a table or workstation. This is actually the best solution to handle weld fumes; (ii) the Hi-Vac Fume Guns, which capture fumes at the tip of the weld gun. Lighter version of these Hi-Vac fume guns can capture as much as 90% of weld fumes; (iii) Hi-Vac Hoods which, like the fume guns are positioned close to the weld point—sometimes via magnet—but are not physically attached to the weld gun. The larger surface area of hi-vac hoods can reduce the required suction to capture weld fume while providing shielding for the operator against spark and UV exposure; (iv) the Fume Arms, which are more common in manual welding environment because they are relatively inexpensive; and, (v) the Overhead Hoods, which are positioned over a welding station and are a great choice for robotic welding. These may also be used in manual welding, but should not be used for high-volume manual operations.
  • Laser Welding Fume Extraction, wherein a series of intense, highly-focused light beam pulses quickly heat and melt weld material instead of typical filler. Given the tightly focused nature of the laser beam, heat transfer is minimized to the weld location meaning parts can be handled almost immediately.

 

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Slip and Fall Accidents and Premises Liability

Posted by on Jan 6, 2017 in Premises Liability | 0 comments

Property owners should make sure that their places are safe for others. If they fail to do this responsibility, it could be considered negligence and they may be held liable for a premises liability lawsuit. Many attorneys specialize in cases regarding negligent behavior. One instance of a premises liability lawsuit is called the slip and fall accident, where a person has been injured or killed because of a slip or a fall that has been caused by the dangerous condition of the premises.

It should be mentioned, however, that the property owners should be proven to have created the condition, knew that the condition existed, and failed to correct the condition. It should also be proven that the condition has been there long enough to be discovered and corrected.

Slip and fall accidents and premises liability may be caused by a lot of things, including the following:

  • Broken stair handrails
  • Defective equipment in playgrounds and other recreational facilities
  • Ice and snow, especially in driveways, sidewalks, walkways, and steps
  • Inadequate lighting
  • Potholes, particularly in parking lots of commercial establishments

As you can see from the examples above, slip and fall accidents can happen either inside or outside the premises. In the interior of the premises, some examples include slippery floors with no barriers or warning signs, excessive or uneven application of floor wax or polish, and the unnecessary use of floor treatment especially on sloping or inclining parts of the floor.

Escalators, elevators, and stairs are also known to cause slip and fall accidents. The escalator and elevator mechanisms can catch clothing and hair, and may be susceptible to sudden jerks. Stairs, on the otherhand, have the risk of being slippery and having debris like pieces of paper and gum.

In the case of the exterior of the premises, it is mostly about buildup of ice, snow, and other potentially hazardous elements that can cause slip and fall accidents. Parking lots are also particularly prone to such accidents because of poor design that may cause tripping or poor maintenance that may cause potholes and other defects.

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by w4l3XzY3

Posted by on Aug 5, 2016 in Uncategorized | 0 comments

by w4l3XzY3

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